Photo by Paul KnightHarris County is seeing the result of failed government efforts to fix the housing crisis by issuing 90-day moratoriums on foreclosures.July was the worst month for foreclosures in the county since the savings and loan debacle, just 73 properties short of the record month -- October 1987 -- according to numbers from the Woodlands-based Foreclosure Information & Listing Service. "If you were three months behind on payments, it's not like you were going to get caught up in