Credit plays an important role in our society. It is often misunderstood and misused, which can have a negative impact on our lives for many years. This interactive course will provide participants a basic understanding of credit reports. Participants will learn about the importance of credit, budgeting and obtain access to resources such as tips and local professionals and specialists that will help them achieve their goals. Participants will also learn the right way to correct and restore their credit. Participants will have the opportunity to correct and restore their credit and mail off letters with assistance of the instructor that day so there will be no excuses.